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Consumer Bankruptcy
At The Dribusch Firm, we help individuals and families regain financial stability through compassionate, effective bankruptcy guidance. If you're overwhelmed by debt, facing collection calls, or at risk of losing essential property, consumer bankruptcy may offer the fresh start you need.
Chapter 7 Bankruptcy
Chapter 7—often called “liquidation bankruptcy”—can discharge many unsecured debts, such as credit cards, medical bills, and personal loans. Most individuals can keep essential assets under available exemptions.
Chapter 13 Bankruptcy
Chapter 13 allows individuals with steady income to reorganize debt into a court‑approved repayment plan lasting 3–5 years. This option can stop foreclosure, protect property, and give you time to catch up on past‑due balances.
Benefits of Consumer Bankruptcy
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Immediate pause on collections and lawsuits through the automatic stay
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Potential discharge of unsecured debt
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Protection of assets and essential property
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Clear path toward financial recovery